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Zande Africa uses a micro distribution model to allow spaza shops to take advantage of better pricing directly from manufacturers.
Local fintech company Zande Africa is offering an innovative financial and distribution platform to informal shops, known as spaza shops, a sector where 90% or more of transactions are in cash form.
Zande Africa says the spaza shop market in South Africa is valued at around R40 billion per year and growing at around 10% annually, but is characterised by unbanked owners with limited or no access to better financial products.
The platinum producer says its focus for 2019 will be on achieving strategic objectives through maintaining earnings growth.
Royal Bafokeng Platinum on Tuesday reported a 55.7% drop to 25 cents in its headline earnings per share for the year ended December 31.
The platinum producer’s revenue rose 3.7% to R3.627 billion, helped by a 9.7% increase in the realised average rand basket price per platinum ounce.
The partnership will provide businesses with funding options in various areas of their business.
Cape-based small and medium-sized enterprises funder Retail Capital and asset finance firm First Asset have joined forces to offer more support to small businesses across South Africa that are growing despite a tough economic climate.
With banks being very tight on the rules and the support they provide for small businesses, Retail Capital has offered almost R2 billion in loans to date to around 10,000 such entities, predominantly retailers and restaurants.
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